Underthemarketeconomycondition,theChinesedomesticenterprisemainlyinsmallandmediumenterprises.Smallandmedium-sizedenterpriseswillcontinuetogrowstronger,in2007thefinancialcrisisoutbreak,smesarefacinggreatfinancingchallenges.Manysmallandmedium-sizedenterprisesinfinancinglinkdidn'tworktobits,eventuallyleadtobankruptcy.Intheseconditions,thestate-ownedenterprisealsoavoidedtheblindforloansasasinglefinanceapproach,theemergenceofadiversifieddevelopmenttrend.Visiblehowtoselectthefinancingchannelsandfinancingmodeisputinfrontofdomesticenterprisesisanimportantsubject.Inthispaper,accordingtovariousenterprises'conditionsinputforwardonthebasisofaseriesofstrategies.