英语翻译
PersonalcreditcardsarebecomingmorecommoninChina.Banksandotherfinancialinstitutionsareencouragingtheircustomerstochangethewaytheybuythings.Creditcards,otherwiseknownas“plasticmoney”,arebeingofferedonverygoodtermstoencouragethechange.Consumerswillbeableto“buynow,paylater”,andmanyseethisasanadvantage.
Butpeopleneedtobecareful.Therearedangersassociatedwithcreditcards.Somepeoplefinditveryeasytoexceedtheirbudget.Theyaretemptedtopurchasegoodsthattheydonotreallyneed,andcanbecomequicklyoverburdenedbydebt.Thecreditcardsoftenchargeahighrateofinterest,whichexacerbatestheproblemsforthesepeople.
However,usedwiselycreditcardscanimprovethequalityofpeople’slives.Theycangivepeopleaccesstomoneytomeetsuddenunplannedexpenses.Properlyhandled,theycanletpeople
controltheirexpenditureandthemonthlystatementsprovidearecordofwheretheirmoneyhas
gone.
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